The National Health Authority under the Ministry of Health and Family Welfare continues to provide PM Ayushman eKYC Online 2025 services for eligible beneficiaries across India. The scheme offers cashless hospitalisation coverage of ₹5 lakh per family annually through the Pradhan Mantri Jan Arogya Yojana. This article will provide you with complete information about the PM Ayushman eKYC Online process, including eligibility criteria, age limit, benefits, application procedure, and required documents.
Senior citizens aged 70 years and above now receive an additional ₹5 lakh coverage under the Ayushman Vay Vandana scheme launched in September 2024.
PM Ayushman eKYC 2025 Overview
| Particulars | Details |
|---|---|
| Scheme Name | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana |
| Implementing Authority | National Health Authority |
| Health Coverage | ₹5 Lakh per family per year |
| Senior Citizen Coverage (70+) | Additional ₹5 Lakh |
| Application Mode | Online |
| Registration Fee | Free |
| Procedures Covered | 1,900+ Medical Procedures |
| Helpline Number | 14555 / 1800-111-565 |
| Official Website | pmjay.gov.in |
The scheme targets economically weaker sections and provides cashless treatment at empanelled public and private hospitals throughout India.
Eligibility Criteria for PM Ayushman Card
Rural Household Eligibility
Families meeting any of these six deprivation criteria qualify under SECC 2011 data:
- Households living in single room with kucha walls and roof
- Families with no adult member between 16-59 years age
- Households with no adult male member between 16-59 years
- Families without able-bodied adult or with disabled member
- SC/ST households automatically eligible
- Landless households earning primarily from manual casual labour
Urban Household Eligibility
Urban families falling under these 11 occupational categories qualify:
- Domestic workers and beggars
- Ragpickers and street vendors
- Construction workers, plumbers, masons, and painters
- Sanitation workers, sweepers, and gardeners
- Transport workers, rickshaw pullers, and drivers
- Shop workers, waiters, and delivery assistants
- Electricians, mechanics, and repair workers
- Home-based artisans, tailors, and handicraft workers
- Cobblers, hawkers, and street service providers
Age Limit
There is no age restriction for obtaining the Ayushman card. All family members regardless of age can be covered under a single card. Senior citizens aged 70 years and above receive enhanced benefits with additional coverage.
Domicile Requirement
Beneficiaries must be Indian citizens with families listed under the Socio-Economic Caste Census 2011 database. ASHA workers, Anganwadi workers, and welfare workers were added to eligible categories from 2024.
PM Ayushman Card Benefits 2025
| Benefit Category | Coverage Details |
|---|---|
| Annual Health Coverage | ₹5 Lakh per family |
| Senior Citizen Top-up (70+) | Additional ₹5 Lakh |
| Pre-hospitalisation | Up to 3 days covered |
| Post-hospitalisation | Up to 15 days covered |
| Pre-existing Diseases | Covered from day one |
| Family Size Limit | No restriction |
The scheme covers approximately 1,900+ medical procedures including surgeries, diagnostics, medications, room charges, physician fees, and ICU expenses.
How to Complete PM Ayushman eKYC Online 2025
Follow these steps to complete your eKYC and download your Ayushman card:
- Visit the official website pmjay.gov.in
- Click on Am I Eligible option from the top menu
- Enter your mobile number and complete OTP verification
- Input the captcha code and click Login
- Select your State, choose PMJAY as sub-scheme, and select District
- Choose search method and enter required details
- Click Search to find your family record
- Click on Do e-KYC button next to your name
- Select Aadhaar OTP option for authentication
- Verify your Aadhaar number and tick consent box
- Enter Aadhaar OTP and mobile OTP received
- Wait for e-KYC Complete confirmation message
- Login again after 15-20 minutes
- Click Download Card button to obtain your Ayushman card
Candidates should verify all details on the downloaded card for accuracy.
Documents Required for Ayushman Card
Keep these documents ready for the eKYC process:
- Aadhaar Card linked with active mobile number
- Proof of identity (Voter ID, PAN Card, or Passport)
- Proof of residence (Ration Card or utility bill)
- Family member details with Aadhaar numbers
- Income certificate as per state guidelines
- Caste certificate for reserved category applicants
- Bank account details for cashless services
Important Links
| Description | Link |
|---|---|
| Official PMJAY Portal | https://pmjay.gov.in |
| Beneficiary Portal | https://beneficiary.nha.gov.in |
| ABDM Portal | https://abdm.gov.in |
How to Add Family Members to Ayushman Card
- Visit the NHA beneficiary portal and login with mobile OTP
- Access your Ayushman Bharat dashboard
- Select Add Family Member option
- Complete Aadhaar eKYC authentication
- Enter new member details including name, gender, and date of birth
- Upload verification documents
- Submit and wait for approval
Alternatively, visit your nearest Common Service Centre (CSC) with required documents for offline family member addition.
Frequently Asked Questions
What is the coverage amount under PM Ayushman scheme?
Eligible families receive ₹5 lakh annual health coverage. Senior citizens above 70 years get an additional ₹5 lakh under Ayushman Vay Vandana.
Is there any registration fee for Ayushman card?
No, the Ayushman card registration and eKYC process is completely free of cost.
How can I check my Ayushman card eligibility?
Visit pmjay.gov.in, click on Am I Eligible, enter your mobile number and search using your name, ration card, or household ID.
Are pre-existing diseases covered under Ayushman Bharat?
Yes, all pre-existing medical conditions are covered from the very first day of card issuance.
Can I use my Ayushman card at private hospitals?
Yes, the card is valid at all empanelled public and private hospitals across India.
What is the helpline number for Ayushman Bharat queries?
Contact 14555 or 1800-111-565 for assistance. For Ayushman Vay Vandana queries, give a missed call at 1800-110-770.
Does the Ayushman card require renewal?
No, the card does not require renewal. Update family member information through the official portal when needed.
My name is Manish Sharma, the Founder and Author of CurrentJobNews.in. With 8 years of cloud expertise and digital information experience, I focus on delivering timely, accurate, and easy-to-understand updates for job seekers across India.