Punjab and Sind Bank released the Punjab and Sind Bank Specialist Officer Recruitment notification for 190 vacancies under MMGS II scale. The online registration commenced on 19th September 2025 and concluded on 10th October 2025. The written examination for Credit Manager posts was conducted on 28th December 2025. This guide covers complete details about eligibility requirements, exam pattern, salary structure, and the selection methodology for banking aspirants preparing for future cycles.
- 1 Punjab and Sind Bank SO Recruitment 2025 Overview
- 2 Post-wise Vacancy Distribution
- 2.1 Educational Qualification for Punjab and Sind Bank SO Posts
- 2.2 Age Limit for Punjab and Sind Bank SO Recruitment
- 2.3 Domicile Requirement
- 2.4 Selection Process for Punjab and Sind Bank SO 2025
- 2.5 Punjab and Sind Bank SO Exam Pattern 2025
- 2.6 Punjab and Sind Bank SO Salary Structure 2025
- 2.7 Bond Amount and Probation Details
- 2.8 Application Fee for Punjab and Sind Bank SO
- 2.9 How to Apply Online for Punjab and Sind Bank SO Vacancy
- 2.10 Important Dates
- 2.11 Important Links
- 2.12 Frequently Asked Questions
Punjab and Sind Bank SO Recruitment 2025 Overview
| Particulars | Details |
|---|---|
| Conducting Authority | Punjab and Sind Bank |
| Total Vacancies | 190 Posts |
| Post Names | Credit Manager (130), Agriculture Manager (60) |
| Officer Scale | MMGS II |
| Application Mode | Online Only |
| Application Period | 19th September to 10th October 2025 |
| Written Exam Date | 28th December 2025 |
| Pay Scale | Rs. 64,820 to Rs. 93,960 |
| Selection Process | Written Test → Screening → Interview → Merit List |
| Probation Period | 1 Year |
| Bond Period | 2 Years |
| Official Website | punjabandsindbank.co.in |
The recruitment targeted experienced professionals in credit and agriculture domains seeking officer-level positions in this Government of India undertaking bank.
Post-wise Vacancy Distribution
| Post Name | Scale | Vacancies |
|---|---|---|
| Credit Manager | MMGS II | 130 |
| Agriculture Manager | MMGS II | 60 |
| Total | 190 |
Educational Qualification for Punjab and Sind Bank SO Posts
Candidates must possess specific academic credentials based on their chosen position:
For Credit Manager:
- Graduation in any discipline with minimum 60% aggregate marks (55% for SC/ST/OBC/PwBD)
- OR Professional qualification such as CA/CMA/CFA/MBA (Finance) from recognized institution
- Minimum 3 years post-qualification experience in branch management, credit appraisal, or credit processing in a scheduled commercial bank
For Agriculture Manager:
- Bachelor’s degree in Agriculture, Horticulture, Dairy, Animal Husbandry, Forestry, Veterinary Science, Agriculture Engineering, or Pisciculture
- Minimum 60% aggregate marks (55% for reserved categories)
- Degree from university recognized by Government of India
- Minimum 3 years experience as an officer in scheduled commercial bank in relevant field
Age Limit for Punjab and Sind Bank SO Recruitment
- Minimum Age: 23 Years
- Maximum Age: 35 Years
- Age Calculation Date: 1st September 2025
Candidates must have been born on or after 2nd September 1990 and on or before 1st September 2002 to meet the age criteria.
Age Relaxation Provisions: Reserved category candidates receive upper age relaxation as per Government of India norms applicable for banking sector recruitment.
Domicile Requirement
No specific state domicile restriction applies for Punjab and Sind Bank SO Recruitment. Candidates from all states across India can apply for these specialist officer positions.
Selection Process for Punjab and Sind Bank SO 2025
The recruitment follows a multi-stage evaluation methodology:
- Written Examination: Online test covering English, General Awareness, and Professional Knowledge
- Screening: Shortlisting based on written test performance
- Personal Interview: Face-to-face evaluation for shortlisted candidates
- Final Merit List: Prepared based on combined performance in examination and interview
Candidates must qualify each stage to proceed to the next level of selection.
Punjab and Sind Bank SO Exam Pattern 2025
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 Minutes |
| General Awareness | 20 | 20 | 30 Minutes |
| Professional Knowledge | 60 | 60 | 60 Minutes |
| Total | 100 | 100 | 105 Minutes |
The examination was conducted in online mode with sectional timing. Professional Knowledge section carried the highest weightage, testing domain expertise in credit or agriculture fields.
Punjab and Sind Bank SO Salary Structure 2025
| Component | Details |
|---|---|
| Pay Scale | Rs. 64,820-2340/1-67,160-2680/10-93,960 |
| Starting Basic Pay | Rs. 64,820 |
| Maximum Basic Pay | Rs. 93,960 |
| First Increment | Rs. 2,340 |
| Subsequent Increments | Rs. 2,680 (10 increments) |
Additional Allowances:
- Dearness Allowance (DA) as per bank norms
- House Rent Allowance (HRA) based on posting location
- City Compensatory Allowance (CCA)
- Medical Facilities
- Leased Accommodation (if applicable)
Bond Amount and Probation Details
| Parameter | Details |
|---|---|
| Bond Amount | 3 months’ gross salary |
| Bond Period | 2 Years |
| Probation Period | 1 Year |
Selected candidates must execute a bond before joining. The bond amount includes initial basic pay plus DA plus Special Allowance.
Application Fee for Punjab and Sind Bank SO
| Category | Fee Amount |
|---|---|
| General / OBC / EWS | Rs. 850 + GST + Gateway Charges |
| SC / ST / PwBD | Rs. 100 + GST + Gateway Charges |
Payment was accepted through online modes only using debit card, credit card, or internet banking.
How to Apply Online for Punjab and Sind Bank SO Vacancy
Note: Application window closed on 10th October 2025. These steps serve as reference for future recruitment cycles:
Step 1: Visit the official Punjab and Sind Bank website at punjabandsindbank.co.in
Step 2: Navigate to the Careers/Recruitment section
Step 3: Click on the SO Recruitment 2025 notification link
Step 4: Click on “Apply Online” to begin registration
Step 5: Enter personal details and create login credentials
Step 6: Fill the complete application form with educational and experience details
Step 7: Upload scanned photograph and signature in prescribed format
Step 8: Pay application fee through available online payment modes
Step 9: Review all entered information carefully
Step 10: Submit the application and download confirmation receipt
Important Dates
| Event | Date |
|---|---|
| Notification Release | September 2025 |
| Application Start Date | 19th September 2025 |
| Last Date to Apply | 10th October 2025 |
| Written Examination | 28th December 2025 |
| Interview | To be announced |
| Result Declaration | To be announced |
Important Links
| Description | Portal |
|---|---|
| Punjab and Sind Bank Official Website | punjabandsindbank.co.in |
| Recruitment Section | punjabandsindbank.co.in/content/recruitment |
Frequently Asked Questions
What is the total vacancy for Punjab and Sind Bank SO Recruitment 2025?
Punjab and Sind Bank announced 190 vacancies for Specialist Officer posts including 130 Credit Managers and 60 Agriculture Managers under MMGS II scale.
What is the age limit for Punjab and Sind Bank SO posts?
Candidates must be between 23 and 35 years of age as on 1st September 2025. Reserved category applicants receive age relaxation as per government norms.
What qualification is required for Credit Manager position?
Candidates need graduation with 60% marks or professional qualification like CA/CMA/CFA/MBA (Finance) along with minimum 3 years experience in credit-related work at a scheduled commercial bank.
What is the selection process for Punjab and Sind Bank SO?
Selection comprises written examination, screening, personal interview, and final merit list preparation. Candidates must qualify each stage sequentially.
What is the salary for Punjab and Sind Bank Specialist Officer?
The pay scale ranges from Rs. 64,820 to Rs. 93,960 along with allowances including DA, HRA, CCA, and other benefits as per bank norms.
When was the Punjab and Sind Bank SO exam conducted?
The written examination for Credit Manager posts was conducted on 28th December 2025 in a single morning shift.
My name is Manish Sharma, the Founder and Author of CurrentJobNews.in. With 8 years of cloud expertise and digital information experience, I focus on delivering timely, accurate, and easy-to-understand updates for job seekers across India.